Healthcare FSA Tax Savings Calculator

Calculate how much you can save in taxes by contributing to a Flexible Spending Account.

Your Information

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FSA Contribution

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The 2025 FSA contribution limit is $3,200 for healthcare FSAs. FSA contributions reduce your taxable income.

Tax Savings Breakdown

Federal Tax Savings$627.00
Social Security Savings$176.70
Medicare Savings$41.33
Total Tax Savings$845.03
Effective Cost of FSA$2,004.98
Savings Rate29.7
$845.025
Annual Tax Savings
$2,004.975
Effective Cost for $2,850 FSA

By contributing $2,850 to your FSA, you'll save $845.025 in taxes, making your effective cost only $2,004.975 for healthcare expenses.