Savings, Taxes, and Inflation Calculator

Calculate the future value of savings after accounting for taxes and inflation.

Savings Plan

Initial Deposit

Monthly Contribution

Annual Interest Rate

Time Period20 years

1 years40 years

Tax & Inflation

Tax Rate on Interest

Expected Inflation Rate

Real Value of Your Savings

$232,643.237

Nominal Balance

$206,982.428

After-Tax Balance

$114,601.152

Inflation-Adjusted Value

Total Contributions$130,000.00

Nominal Interest Earned$102,643.24

Real Interest (After Tax & Inflation)-$15,398.85

Purchasing Power Lost to Inflation$92,381.28

While your account will show $232,643.237, after 25% taxes on interest and 3% annual inflation, your money will only buy what $114,601.152 buys today.