Credit Union Certificate Ladder Calculator
Build a CD ladder using credit union certificate products for better liquidity and returns.
Ladder Setup
$
5 CDs
2 CDs10 CDs
12 months
3 months24 months
%
Ladder Summary
Amount per Certificate$5,000.00
Total Interest Earned$4,334.81
Total Value at Maturity$29,334.81
Average Maturity36
A CD ladder provides regular access to your money while earning higher long-term rates. Each certificate matures at regular intervals.
Certificate Ladder Schedule
Certificate #112 month term
$5,268.909
+$268.909 interest
Certificate #224 month term
$5,552.281
+$552.281 interest
Certificate #336 month term
$5,850.893
+$850.893 interest
Certificate #448 month term
$6,165.566
+$1,165.566 interest
Certificate #560 month term
$6,497.161
+$1,497.161 interest