CD Ladder Calculator
Evaluate the benefits of investing in CDs with different maturities (CD ladder).
Ladder Setup
$
5 CDs
2 CDs10 CDs
12 months
3 months24 months
%
Rates as of Dec 11, 2025
Ladder Summary
Amount per CD$5,000
Total Interest Earned$4,109
Total Value at Maturity$29,109
Average Maturity36
Cash Flow by CD
Current CD Yield Curve
APY by term length as of Dec 11, 2025
CD Ladder Schedule
CD #1Matures in 12 months
$5,256
+$256 interest
CD #2Matures in 24 months
$5,525
+$525 interest
CD #3Matures in 36 months
$5,807
+$807 interest
CD #4Matures in 48 months
$6,104
+$1,104 interest
CD #5Matures in 60 months
$6,417
+$1,417 interest