Should I Accelerate My Mortgage Payoff Before Retirement?
Analyze whether paying off your mortgage early improves retirement readiness.
Mortgage & Savings Details
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$
%
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%
Payoff Analysis
Total Interest if Kept$66,000.00
Savings After Payoff$216,000.00
Investment Opportunity Cost$118,627.15
Net Benefit of Payoff$163,372.85
Recommendation
Keep the mortgage - investing may yield better returns