Company Stock Distribution Analysis

Analyze tax implications of distributing company stock from retirement accounts using Net Unrealized Appreciation (NUA).

Stock Distribution Details

Total Stock Value

Cost Basis (Original Purchase)

Ordinary Income Tax Rate

Capital Gains Tax Rate

Your Age

Net Unrealized Appreciation$150,000.00

Ordinary Income Tax (on basis)$12,000.00

Capital Gains Tax (on NUA)$22,500.00

Total Tax with NUA Strategy$39,500.00

Total Tax without NUA$68,000.00

Tax Savings with NUA$28,500.00

Using the NUA strategy could save you $28,500 in taxes.