401(k) Spend It or Save It

Compare the impact of spending versus saving employer benefits like bonuses.

Bonus Details

Bonus Amount

Federal Tax Rate

State Tax Rate

Years Until Retirement

Expected Annual Return

After-Tax Bonus (if spent)$3,650.00

Future Value (if saved)$27,137.16

Opportunity Cost$23,487.16

Tax Savings if Deferred$1,350.00