Mortgage Points Calculator

Determine if buying mortgage points makes sense for your situation.

Loan Details

Loan Amount

$

Rate Without Points

%

Rate With Points

%

Points Cost

%

Loan Term30 years

10 years30 years

Years You'll Stay7 years

1 years30 years

Recommendation

Our RecommendationBuy Points

Payment Comparison

Payment Without Points$1,896.20

Payment With Points$1,798.65

Monthly Savings$97.55

Cost Analysis

Points Cost$3,000.00

Break-Even Point31 months

Savings If You Stay$5,194.41