ARM vs. Fixed-Rate Mortgage

Compare adjustable-rate mortgages with fixed-rate mortgages to determine which option is better for you.

Loan Details

$
30 years
15 years30 years

Fixed-Rate Mortgage

%

Adjustable-Rate Mortgage (ARM)

%
5 years
1 years10 years
%

Fixed-Rate Results

Monthly Payment$1,896.20
Total Interest$382,633.47
Total Payment$682,633.47

ARM Results

Initial Payment$1,703.37
Adjusted Payment$2,049.83
Total Interest$417,150.15
Total Payment$717,150.15

Comparison

ARM Costs More$34,516.69