Loan Prequalification Calculator

Estimate how much you may be able to borrow based on your income, existing debts, and desired loan terms.

Your Financial Information

Annual Income

Monthly Debt Payments

Down Payment

Loan Terms

Expected Interest Rate

Loan Term30 years

5 years30 years

Maximum DTI Ratio

Prequalification Estimate

Current DTI Ratio6.0%

Maximum Monthly Payment$3,083.33

Maximum Loan Amount$487,816.69

Maximum Purchase Price$537,816.69

This is an estimate only. Actual loan approval depends on credit score, employment history, and other factors. Consult with a lender for accurate prequalification.