365/360 Loan Calculator

Creates an amortization schedule using the 365/360 interest method, where interest is calculated based on a 360-day year but charged for actual days in each month.

Loan Details

$
%
30 years
1 years30 years

Loan Summary

Monthly Payment$1,580.17
Total Interest$336,002.00
Total Payment$586,002.00

Amortization Schedule (First 12 Months)

#DatePaymentPrincipalInterestBalance
12026-03-13$1,580.17$316.28$1,263.89$249,683.72
22026-04-13$1,580.17$182.63$1,397.54$249,501.08
32026-05-13$1,580.17$228.71$1,351.46$249,272.38
42026-06-13$1,580.17$184.94$1,395.23$249,087.44
52026-07-13$1,580.17$230.95$1,349.22$248,856.49
62026-08-13$1,580.17$187.26$1,392.91$248,669.23
72026-09-13$1,580.17$188.31$1,391.86$248,480.92
82026-10-13$1,580.17$234.23$1,345.94$248,246.68
92026-11-13$1,580.17$190.68$1,389.49$248,056.01
102026-12-13$1,580.17$236.53$1,343.64$247,819.47
112027-01-13$1,580.17$193.07$1,387.10$247,626.40
122027-02-13$1,580.17$194.15$1,386.02$247,432.25

Use these calculators for fun, not fortune—serious financial decisions still belong with a qualified professional.