HSA vs Traditional Total Savings Comparison

Compares employer and employee total savings under HSA vs. traditional health insurance options.

HSA Plan Details

Number of Employees100 employees

1 employees500 employees

HSA Monthly Premium Per Employee

HSA Employer Contribution Per Employee

Traditional Monthly Premium Per Employee

Employer Payroll Tax Rate

$520,000

HSA Plan Annual Cost

$660,000

Traditional Plan Annual Cost

Premium Savings$140,000

Payroll Tax Savings$7,650

Total Annual Savings$147,650

Savings Per Employee$1,477

By offering an HSA-eligible HDHP to 100 employees, you could save $147,650 annually, or $1,476.5 per employee.