Snowball Debt Elimination Calculator
Use the debt snowball method to build momentum by paying off smallest debts first.
No debts yet.
Add one below or import a JSON / CSV file.
CSV columns: name,balance,rate,minimumPayment
$
Extra Payment
$
How the Debt Snowball Works
- Pay minimums on all debts
- Put extra toward smallest balance
- When paid off, roll that payment to next smallest
- Repeat until debt-free!
Your debts and extra payment are saved across all calculators in the Debt category.
Snowball Results
Total Payoff Time0
Total Interest$0
Total Amount Paid$0
Payoff Order (Snowball)
Per-Debt Balance Over Time
Each color is one debt. Stacked height is total debt; bands disappear as you pay each off.