Credit Card Minimum Payment Calculator

See how long it takes to pay off your credit card using only minimum payments.

Credit Card Details

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Minimum Payment Impact

Initial Minimum Payment$100.00
Time to Pay Off43.6
Total Interest Paid$20,151.45
Total Amount Paid$25,151.45

Paying only the minimum can cost you $20,151.455 in interest and take 43.6 years to pay off. Consider paying more than the minimum each month to save money and time.

Use these calculators for fun, not fortune—serious financial decisions still belong with a qualified professional.