Credit Card Optimizer Calculator
Find the optimal way to distribute payments across your credit cards.
Your Credit Cards
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Payment Budget
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This is the total amount you can pay toward all cards each month.
Optimization Results
Avalanche Method (Highest Rate First)
Payoff Time25
Total Interest$2,030
Snowball Method (Lowest Balance First)
Payoff Time25
Total Interest$2,300
Recommended Payment Allocation (Avalanche)
Card 1 (High Rate)$290
Card 2 (Medium Rate)$150
Card 3 (Low Rate)$60
Recommended Method0
Interest Difference$271